Idaho Medicare Plans
As of 2018, over 323,500 Medicare beneficiaries were enrolled for the Medicare. In the state, Medicare Advantage plans and Medicare Prescription Drug Plans are covered through private insurance companies.
They offer the coverage in association with Medicare. To note, the health marketplace in the state doesn’t serve every Medicare plan and costs and benefits associated with every plan are also vary.
Medicare Part A:
Government run Medicare plans have two parts- Medicare Part A and Medicare Part B. Medicare Part A offers coverage for Medicare inpatient care, a skilled nursing facility, and, in limited circumstances, at home.
Like any other state, Idaho citizens are automatically eligible for Medicare Part A at age 65. They can also get the benefits of Medicare part A if they are receiving retirement benefits from the Social Security Administration or the Railroad Retirement Board.
Persons under 65 may obtain Medicare A benefits if they have a disability, end-stage renal disease (ESRD), or amyotrophic lateral sclerosis (ALS). To get the coverage under this plan, you must be United States citizen or a legal permanent resident of at least five continuous years. Inpatient care benefits in Medicare A include acute care hospitals, critical access hospitals and inpatient rehabilitation facilities etc.
Medicare Part B:
Medicare Part B is an integral part of Original Medicare. The plan covers essential medical services and supplies to the beneficiaries to treat their health condition. The coverage includes outpatient care, preventive services, ambulance services, and durable medical equipment. The Medicare part B also covers part-time or intermittent home health and rehabilitative services as well.
It’s worth mention that Medicare Part B premiums may vary from year to year depending on your situation. The premium is automatically deducted from beneficiaries Social Security benefits.
Medicare Advantage (Part C):
Beneficiaries who are enrolled with the original Medicare, Part A and Part B, can choose to enroll in Medicare Part C. The program is also called Medicare Advantage and by private health insurance companies.
Medicare Advantage includes every benefit of original Medicare with a slew of other additional benefits as well. These additional benefits include coverage for routine vision, or dental services, dentures, and more. It doesn’t even matter how much you pay for a Medicare Advantage plan, you must continue pay your Medicare Part B premium.
Medicare Prescription Drug Coverage (Part D):
Medicare Part D or prescription drug coverage in Idaho is covered through private insurance carriers regulated by Medicare. Your prescription drug coverage in Idaho depends on how you get Medicare Part A and Part B benefits. It’s estimated that about 58% of Medicare enrollees with Part D in Idaho in 2018 opt for stand-alone Medicare Part D Prescription Drug plans.