Last date to enroll for 2019 coverage ends on December 15, but people with qualifying events can still signup for the coverage. Currently, four individual market insurers are offering plans on- and off-exchange for 2019 in the state. Missouri’s enrollment is through the federally facilitated exchange at HealthCare.gov.
Health Insurance in Missouri: Key Facts
Missouri short term health insurance plans are available with up to six months. With four insurers offering individual market plans for 2019, 1.6 percent is the average individual-market rate increase for 2019. Approx. 2, 43,000 citizens in the state opted for insurance via the Missouri exchange in 2018. Less than 20 percent of Missourians are enrolled in Medicare.
Missouri Individual and Family health insurance plans:
For individuals and self-employed and people without insurance, insurance careers offer a huge bouquet of individual and family insurance plans in the state. These plans are affordable and designed as per individual’s health needs.
Short Term Health Insurance
These are flexible health insurance plans that fill the gap in your existing insurance plan. Short term health insurance plans are underwritten by Golden Rule Insurance Company and offers you coverage when you need it the most. If you need financial coverage for short period while your life is under transition, short term health insurance plans are the best option.
Citizens under the age 65 can sign up for short term health insurance plan if they missed enrollment for Affordable Care Act (ACA), also called Obamacare. If a person is waiting for his ACA coverage to start or needs additional coverage to bridge Medicare benefits, he can sign up for short term health insurance.
Short term health insurance comes with several benefits. A person gets covered as soon he fills his application. Beneficiary is entitled to choose his deductible amount from several options and furthermore, can choose length of coverage from one month to 12 months.
A beneficiary can apply for another short term health insurance plan if the first plan ends.
Dental Insurance Plans
Missouri dental insurance plans offer complete coverage for your common dental care issues. These plans are designed to cover expenses for preventive, basic and major dental services. These dental insurance plans are underwritten by Golden Rule Insurance Company and best fir for your all your dental health needs.
These plans are flexible and convenient and allow insurance seekers to choose from the best insurance plans for your dental needs. The coverage is available for preventive care like routine cleanings and fluoride treatments without any deductible or waiting period.
These plans also provide enough coverage for basic services like fillings or emergency treatment for dental pain. Major services like retainers and root canals are also available with respective deductible and waiting periods.
Vision insurance in the state is underwritten by Golden Rule Insurance Company. The vision insurance plans in the state can be bought as a standalone plan or as a rider to your dental plan.
Vision Insurance as a Standalone Plan is available to the citizens with many incredible benefits that include expenses for glasses and contact lenses, a national network of providers and no waiting periods. The plan offers coverage benefits for people of all ages and at any stage of life.
Vision insurance can also be availed as a rider to your dental insurance plan. The plans provide a wide range of benefits including routine eye exams, prescription glasses or contact lenses and discounts etc. all of these plans are affordable and backed by diverse provider network in the state.