Best health insurance plans from top notch insurance carriers under your budget.

July 9, 2020

Avail Healthcare from Out-of-Network Provider and Pay In-Network Rates

There may be times when individuals might need to receive care from an out-of-network doctor or hospital. However, this may require them to pay a lot more than they would if they have stayed in-network. In fact, with plans like HMOs and EPOs, health insurers may not pay anything at all for any out-of-the-network care. […]

July 8, 2020

Individual Health Insurance is Affordable Compared to Small Group Health Insurance

Individual health insurance is more affordable compared to group health insurance, and under the ACA, individual plans have to cover everyone regardless of health. Individual health plans also provide subsidies to qualifying individuals. It is due to these benefits that small businesses design health benefits for their employees using individual health insurance. To understand this […]

July 8, 2020

Difference Between Bronze and Silver Health Plans

Under the Affordable Care Act, individual health plans, and small group health insurance plans are categorized into four metal tiers such as Bronze, Silver, Gold, and Platinum. People shopping for health insurance should understand the difference between these four metal tiers so that they make a much-informed choice when purchasing health insurance plans. Health Insurance […]

July 7, 2020

Difference Between Short-Term Health Plans and Major Medical Plans

Individuals need to be aware that an ACA plan is not only their available option to meet their annual health insurance coverage need but they also have the option to obtain a short-term health plan too. Short-term health plans unlike traditional health insurance plans provide healthcare coverage for a limited period of time generally not […]

July 7, 2020

How Repealing Obamacare is going to Impact Americans

The repealing of Obamacare will upend the Affordable Care Act and strip around 23 million Americans of their health coverage, as per the CAP analysis. The Obamacare repealing lawsuit was initiated by the anti-ACA-agitators and was backed by the Trump administration, who is consistently attempting to dismantle the ACA, along with its coverage expansion and […]

July 6, 2020

Ways to Obtain a Premium Tax Credit for Health Insurance

The premium tax credit came into effect in the year 2014 and is a refundable amount that helps eligible individuals and families cover the health insurance premiums purchased through the Health Insurance Marketplace. This tax-saving helps to offset the health insurance cost for individuals who qualify. Eligibility for a Premium Tax Credit Individuals need to […]

July 4, 2020

Dual Eligible for Medicare and Medicaid, Know How Both the Plan Work Together

Medicare and Medicaid though sound similar are two completely different federal government programs. Medicare plan is designed to provide healthcare to the elderly or disable people, whereas Medicaid plan is designed to offer healthcare to the economically weak section. According to the Centers for Medicare and Medicaid Services, till February 2020 around 12 million people […]

July 4, 2020

Have a Good Understanding on Guaranteed Issue in Health Insurance

The guaranteed issue in health insurance refers to a condition in which health insurance coverage is offered to all eligible applicants regardless of their health status. It is due to the Guaranteed issue that individuals who were earlier denied health insurance because of the pre-existing medical conditions were able to gain access to health coverage, […]

July 3, 2020

Confused Between HMO and PPO Plans, Pick the One after having Good Understanding of Both

There are times in our lives when we have multiple choices and we happily pick the best option available. However, when it is time to choose the best health insurance plan, the multiple options start creating confusion. With so many options available we feel overwhelmed and find difficulty in picking the best plan to align […]

July 3, 2020

Unemployed Adults of 65 Years of Age or Older Should Sensibly Choose Between Medicare and COBRA

Weighing health coverage options is essential for all and it is no different for older adults. The COVID-19 pandemic has greatly affected the job market and has left many Americans out of a job including the older employees. In January 2020, the unemployment rate among older workers was 2.6% that soared to 13.6% in April. […]

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