Individual & Family Insurance

Best health insurance plans from top notch insurance carriers under your budget.

July 11, 2020

Understanding the Pay-for-Performance System and its Consequences

Pay-for-performance is a healthcare payment system that rewards doctors, hospitals, and other healthcare providers for their efficient services. It is generally discussed in the context of healthcare reform and the federal government has started efforts to implement pay-for-performance in its Medicare program. Though these efforts are still in the early stages and have not provided […]

July 10, 2020

Do Individuals Are Allowed to Have Two Health Insurance Plans?

People shopping for health insurance are often seen confused between two health plans and guess whether they can have two health insurance plans or not. However, people should know that it is perfectly legal to have two health insurance plans and many people have two health plans under certain circumstances. The Need to have Two […]

July 10, 2020

Welcome your Newborn with the Apt Health Insurance Coverage

There are a lot of things which couples need to plan it out before bringing their new bundle-of-joy into this world. Among the several preparations, couples also need to have apt health insurance for their babies. Having a child is a qualifying life event that triggers a special enrollment period, thereby allowing new parents to […]

July 9, 2020

Avail Healthcare from Out-of-Network Provider and Pay In-Network Rates

There may be times when individuals might need to receive care from an out-of-network doctor or hospital. However, this may require them to pay a lot more than they would if they have stayed in-network. In fact, with plans like HMOs and EPOs, health insurers may not pay anything at all for any out-of-the-network care. […]

July 8, 2020

Individual Health Insurance is Affordable Compared to Small Group Health Insurance

Individual health insurance is more affordable compared to group health insurance, and under the ACA, individual plans have to cover everyone regardless of health. Individual health plans also provide subsidies to qualifying individuals. It is due to these benefits that small businesses design health benefits for their employees using individual health insurance. To understand this […]

July 8, 2020

Difference Between Bronze and Silver Health Plans

Under the Affordable Care Act, individual health plans, and small group health insurance plans are categorized into four metal tiers such as Bronze, Silver, Gold, and Platinum. People shopping for health insurance should understand the difference between these four metal tiers so that they make a much-informed choice when purchasing health insurance plans. Health Insurance […]

July 7, 2020

Difference Between Short-Term Health Plans and Major Medical Plans

Individuals need to be aware that an ACA plan is not only their available option to meet their annual health insurance coverage need but they also have the option to obtain a short-term health plan too. Short-term health plans unlike traditional health insurance plans provide healthcare coverage for a limited period of time generally not […]

July 6, 2020

Ways to Obtain a Premium Tax Credit for Health Insurance

The premium tax credit came into effect in the year 2014 and is a refundable amount that helps eligible individuals and families cover the health insurance premiums purchased through the Health Insurance Marketplace. This tax-saving helps to offset the health insurance cost for individuals who qualify. Eligibility for a Premium Tax Credit Individuals need to […]

July 4, 2020

Have a Good Understanding on Guaranteed Issue in Health Insurance

The guaranteed issue in health insurance refers to a condition in which health insurance coverage is offered to all eligible applicants regardless of their health status. It is due to the Guaranteed issue that individuals who were earlier denied health insurance because of the pre-existing medical conditions were able to gain access to health coverage, […]

July 3, 2020

Confused Between HMO and PPO Plans, Pick the One after having Good Understanding of Both

There are times in our lives when we have multiple choices and we happily pick the best option available. However, when it is time to choose the best health insurance plan, the multiple options start creating confusion. With so many options available we feel overwhelmed and find difficulty in picking the best plan to align […]

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